Patients Resources

We would like to welcome to the offices of Dr. Mitchell Gardiner and Christopher Di Turi. Thank you for choosing us for your dental needs. By choosing us you have selected a practice who doctors have demonstrated the high level of clinical excellence that you would want in your dentist. Our dentists have combined been practicing in the Monmouth County, New Jersey area for over 45 years.

New Patient Forms

Below you can find our new patient forms. You are welcome to fill them out online and securely send them to us or print them out when completed.

Insurance

We ask that you realize that we do not work for an insurance company. Rather we work 100% for our patients. We feel that insurance can be a great benefit for many patients and want you to know we will do everything in our power to ensure you get every benefit allotted in your insurance contract. However, the treatment we recommend and the fees we charge will always be based on your individual needs and not based on your insurance coverage.

Dental Insurance and Our Office

Nearly all dental insurance plans have annual maximums, deductibles and copayments.

We are considered out-of-network with many major insurance plans. This means the insurance may or may not pay a portion of fee for dental work. For whatever the insurance does not cover, and any deductibles, is wholly the patient’s responsibility.

Network Assignment of Benefits

As we are considered out-of-network with many insurance plans, we do accept assignment of benefits with the following insurance companies:

Aetna, Assurant, Cigna, Delta Dental, Guardian, Maverest, Metlife, SunLife Financial, United Concordia, United Healthcare

Insurance Frequently Asked Questions

What are annual insurance maximums?

If your insurance plan is subject to an annual maximum, that means that the insurance company will pay only up to a predetermined amount in your plan year. These maximums can range from as low as $500.00 to greater than $4,000.00 per cycle. Also the annual cycle can range from Calendar Year (Jan-Dec.) or Fiscal Year (Jul-Jun).

What is a deductible and co-insurance?

If you insurance plan is subject to an annual deductible that means the insurance company will defer payment responsibility to you until your annual deductible is met and will then begin making payments.

As we are considered out-of-network with all major insurance plans, whatever the insurance does not pay for becomes your co-insurance and is wholly your responsibility. So for example if your insurance pays only 80% of a procedure, your co-insurance would be the remaining 20%.

What is assignment of benefits?

All insurance companies require payments for treatment to be assigned to either the subscriber (patient) or the dental office providing treatment. In our office we accept this assignment of benefits, which means your insurance company will make payment to us and you, the patient, will pay the remaining balance.

How do I find out if your office takes my insurance?

As mentioned before we do try to work with many insurance companies, however at times we may not be too familiar with your particular plan. Your insurance carrier should have a member telephone line for you to call if you have any questions about your policy.

We will do our best to assist you but as we do not work for insurance companies nor are we the subscribed member, we are limited in providing all the answers.

Please call the office 732-741-5533 with any questions.

Payment Options

This office accepts all different payment options and will work with you to find the best one that suits you. We accept payment through all major credit card companies, including VISA, MASTERCARD, AMERICAN EXPRESS, & DISCOVER. We also accept cash and checks. For patients who wish for payment plans, we also accept CARECREDIT.

What is CareCredit?

Think of CareCredit as your own health, wellness and beauty credit card.

Whether it’s oral surgery, getting a crown or a general check up, you shouldn’t have to worry about how to get the procedures you want. That’s why we’re pleased to accept the CareCredit health, wellness and beauty credit card.

CareCredit lets you say “Yes” to recommended surgical and non-surgical dental procedures, and pay for them in convenient monthly payments that fit your financial situation.

What should I consider CareCredit?

CareCredit is a healthcare credit card that helps you pay for treatments and procedures for you or your family that may not be covered by insurance.

With special financing options* you can use your CareCredit card again and again for your dental needs, as well as at 200,000 other healthcare providers, including dentists, optometrists, veterinarians, ophthalmologists and hearing specialists.

We welcome you to ask our staff about this healthcare credit card.

How do I Apply?

It’s free and easy to apply and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card. With more than 21 million accounts opened since CareCredit began nearly 30 years ago, they are the trusted source for healthcare credit cards.

Learn more by visiting www.carecredit.com or contacting our office.

Ready to apply? Apply online for your CareCredit healthcare credit card today. You’ll be smiling brighter in no time!

*Subject to credit approval. Minimum monthly payments required. Visit www.carecredit.com for details.